The Privacy-First Alternative to YNAB & Mint
Desktop budgeting software with AI insights that works 100% offline. Your financial data never leaves your computer.
Free forever • No credit card required • Works offline
$850
AI detected optimization opportunities
Groceries
$420
Transport
$180
Utilities
$150
AI Insight
You can save $120 by switching providers
Everything You Need to Master Your Finances
Powerful features that make budgeting simple, effective, and even enjoyable. No learning curve, just results.
Envelope Budgeting
Allocate every dollar before you spend it. Visual envelopes help you stay on track.
Feature visualization
Zero-Based Planning
Give every dollar a job. Know exactly where your money goes each month.
Feature visualization
Reports & Analytics
Detailed insights into spending patterns, trends, and financial health.
Feature visualization
AI-Powered Insights
Get personalized recommendations to optimize your budget and save more.
Feature visualization
Plus These Essential Features
How BudgetForge AI Compares
See why users switch from YNAB, Mint, and Quicken to BudgetForge AI
| Features | BudgetForge AI Free Forever BEST VALUE | YNAB $14.99/month | Mint Free (with ads) | Quicken $35.99-103.99/year |
|---|---|---|---|---|
Core Features | ||||
| Envelope Budgeting | ||||
| Zero-Based Budgeting | ||||
| AI-Powered Insights | ||||
| Works Offline | ||||
Privacy & Security | ||||
| 100% Private (No Cloud) | ||||
| Open Source | ||||
| No Ads or Data Selling | ||||
| Local Data Storage | ||||
Platform & Support | ||||
| Desktop App | ||||
| Mobile App | ||||
| Free Updates Forever | ||||
| Import from Other Apps | ||||
Real People, Real Results
See how BudgetForge AI helped these users transform their financial lives
Sarah Mitchell
Marketing Manager • Austin, TX
Challenge:
Living paycheck to paycheck despite earning $75K/year
Solution:
Used envelope budgeting to track every expense and identify spending leaks
Results:
- ✓Saved 20% of income monthly
- ✓Built $5,000 emergency fund
- ✓Paid off $3,200 in credit card debt
BudgetForge AI showed me I was spending $600/month on things I didn't even remember buying. The AI insights were eye-opening.
David & Emily Chen
Family of 4 • Seattle, WA
Challenge:
Managing household expenses with two kids and variable income
Solution:
Zero-based budgeting with separate envelopes for each family member
Results:
- ✓Reduced grocery spending by 30%
- ✓Started college funds for both kids
- ✓Eliminated unnecessary subscriptions
The offline feature was crucial for us. We wanted complete privacy for our family's financial data.
Join thousands who've taken control of their finances
Frequently Asked Questions
Everything you need to know about BudgetForge AI
Built by Financial Software Experts
We're a team of engineers and designers who believe everyone deserves powerful, private financial tools without the subscription fees.
QWF GROUP LLC
Parent Company
QWF GROUP LLC is a technology company focused on developing innovative financial software solutions. Founded with the mission to democratize financial management tools, we believe that everyone should have access to powerful budgeting software without the burden of subscription fees.
BudgetForge AI is our flagship product, representing our commitment to privacy, transparency, and user empowerment. As an open-source project, we're building a community-driven platform that puts users first.
Our Mission
We started BudgetForge AI because we were frustrated with expensive budgeting apps that lock your data in the cloud. Financial management should be private, powerful, and accessible to everyone.
As an open-source project backed by QWF GROUP LLC, we're committed to transparency, user privacy, and continuous improvement driven by our community. Every line of code is public, auditable, and free to use forever.
Michael Chen
Lead Developer
Former Google engineer with 10+ years in fintech. Built payment systems at Stripe.
Expertise: Full-stack development, Security
Sarah Johnson
AI/ML Engineer
PhD in Machine Learning from MIT. Previously at OpenAI working on GPT models.
Expertise: AI/ML, Data Science
15,000+
Active Users
2,500+
GitHub Stars
4.8/5
Average Rating
Join our open-source community and help shape the future of financial software
View on GitHubTake Control of Your Financial Future Today
Join 15,000+ users who save an average of 15% monthly with BudgetForge AI
No email required • Works offline • Open source