Terms of Service

1. Acceptance of Terms

By accessing or using Actual Budget ("Service"), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Use License

Permission is granted to use Actual Budget for personal, non-commercial purposes. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or public display
• Attempt to reverse engineer any software contained in Actual Budget
• Remove any copyright or proprietary notations from the materials

3. Account Responsibilities

When you create an account with us, you must:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Promptly update any changes to your information
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use

4. Service Availability

While we strive to provide continuous access to our Service, we do not guarantee that the Service will be uninterrupted, timely, secure, or error-free. We reserve the right to modify, suspend, or discontinue the Service at any time without notice.

5. Data and Privacy

Your use of our Service is also governed by our Privacy Policy. By using the Service, you consent to the collection and use of information as outlined in our Privacy Policy.

6. Prohibited Uses

You may not use our Service to:

• Violate any applicable laws or regulations
• Transmit any malicious code or viruses
• Collect or harvest personal information of other users
• Interfere with or disrupt the Service or servers
• Attempt to gain unauthorized access to any portion of the Service

7. Disclaimer

The Service is provided "as is" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not provide financial advice, and the Service should not be considered a substitute for professional financial consultation.

8. Limitation of Liability

In no event shall Actual Budget or its suppliers be liable for any damages arising out of the use or inability to use the Service, even if we have been notified of the possibility of such damages.

9. Changes to Terms

We reserve the right to update these Terms of Service at any time. We will notify users of any material changes via email or through the Service. Your continued use of the Service after such modifications constitutes acceptance of the updated terms.

10. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: legal@actualbudget.app
Address: 123 Finance Street, San Francisco, CA 94102